Employee Stock Options

You've Worked Hard to Earn Your Stock Options: Now Get the Most From Them

Stock Option Planning is Complicated
Understanding your stock options and how to integrate them into your financial life can feel overwhelming. Even after hours of research, you may never be completely sure that you haven’t made a mistake until it’s too late to change it.

We Can Help
I’ve been helping folks get the most out of their stock options for over 25 years, and I’m confident I can help you too. I’ll work with you every step of the way to understand where you are now, what decisions you’re facing, and how your choices will affect where you’re headed.  We can provide estimated tax implications based on the information you provide.

Our team will answer questions like:

  • What is my total equity package worth today after tax?
  • What is the value of the equity I will vest in this calendar year?
  • If I left today, how much value am I walking away from?
  • Should I file an 83b election?
  • Will I have to pay tax when I vest my equity?
  • What would it cost to buy my options?
  • How can I minimize my tax liability?
  • Should I exercise my stock options early?
  • Should I diversify by selling some of my stock?

Stock Option Quick Facts

Once you understand the basics of your particular stock options, it will be easier to decide whether it makes sense for you to get expert advice or whether you want to go it alone.

 

 

 

 

Non Qualified Stock Options

NQSOs are the most common form of stock options. If you have been granted NQSOs, you have the right to purchase a set number of shares at a set price (the exercise price). Before you can exercise your options, however, they need to vest. Vesting is usually contingent on your continued employment with the company, and possibly other factors such as performance goals. Typically, NQSOs expire ten years after the grant date. After they expire, they’re gone forever.

Incentive Stock Options

ISOs are a special kind of option usually offered to key employees and upper management. The key difference between ISO and Non-Qualified Stock Options (NQSOs) is the potential for the ISOs to receive favorable tax treatment based on holding periods. The exercise period of an ISO is generally limited to ten years after the grant date.